4 May 2026
XA Update Report | PT Bank Central Asia Tbk. (BBCA) — 1Q26: Sectoral Headwinds and Credit Slowdown, Operational Strength Maintained
BBCA delivered resilient 1Q26 results with net profit growing 3.8% YoY and 3.8% QoQ to IDR 14.7T (1Q25: IDR 14.1T & 4Q25: IDR 14.1T), underpinned by PPOP of IDR 19.3T (+4.8% YoY, +6.6% QoQ), as non-interest income grew 14.2% YoY — though moderating 3.1% QoQ — while Net Interest Income (NII) remained flat YoY and eased 2.3% QoQ to IDR 21.1T in 1Q26, compressing NIM to 5.4% (1Q25: 5.8% & 4Q25: 5.4%).
