BBRI booked a FY21 net profit of IDR 32.2 Tn (bank-only), up significantly by 75.5% YoY from 2020. Net Interest Income grew 27.5% YoY to IDR 95.8 Tn, as Interest Expense managed to decline by 31% YoY. Micro segment continued to be the main growth driver, with micro loans went up 13%. For 2022, the bank has set loan growth guidance at 9%-11%.
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