BBNI’s net interest income (NII) was stagnant at IDR 26.6 trillion in 3Q20, compared to 3Q19. This resulted in net income of IDR 4.3 trillion, lower 64% YoY than in 3Q19 at IDR 11.9 trillion. The slowdown in NII pressured NIM down by 60 bps to 4.3% in the same period. Meanwhile, BBNI still recorded a growth in non-interest income by 7.2% YoY to IDR 8.7 trillion.
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